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Inside Application - Overview of the Tabs

When you open an application in SavvyMoney, you'll see detailed information organized across multiple tabs. This guide provides an overview of the application structure and navigation.

Application Header​

At the top of every application, you'll find key information:

FieldDescription
Application IDUnique identifier (e.g., APP-2024-001234)
Applicant NamePrimary applicant's full name
ProductLoan type or account product
StatusCurrent application status
Assigned ToUser responsible for the application
Created DateWhen the application was started

Quick Actions​

The header includes quick action buttons:

  • Save - Save current changes
  • Assign - Change assignment
  • Notes - Open notes panel
  • Print - Print application
  • More - Additional actions menu

Tab Navigation​

Applications are organized into tabs for easy navigation:

┌──────────┬──────────┬──────────┬──────────┬──────────┬──────────┬──────────┬──────────┬──────────┐
│Applicant │  Terms   │  Credit  │Documents │   Core   │ CrossSell│  Trade   │ Credit   │  Notes   │
│          │          │  Report  │          │          │          │Collateral│ Analysis │          │
└──────────┴──────────┴──────────┴──────────┴──────────┴──────────┴──────────┴──────────┴──────────┘

Tab Summary​

TabPurposeKey Information
ApplicantPersonal informationName, address, employment, income
TermsLoan/account termsAmount, rate, term, payments
Credit ReportCredit dataScore, tradelines, inquiries
DocumentsDocument managementUploads, stipulations, e-sign
CoreCore system integrationAccount numbers, booking
CrossSellCross-sell opportunitiesAdditional products
Trade/CollateralCollateral informationVehicle, property details
Credit AnalysisUnderwriting analysisDTI, ratios, decision factors

Tab Indicators​

Tabs display indicators showing important status:

IndicatorMeaning
🔴 Red dotAction required
🟡 Yellow dotPending items
🟢 Green checkmarkComplete
📎 PaperclipHas attachments
⚠️ WarningIssue to review

Application Workflow​

A typical application flows through these stages:

┌─────────────┐
│  STARTED    │ Application begun
└──────┬──────┘
       ▼
┌─────────────┐
│  SUBMITTED  │ Application submitted for processing
└──────┬──────┘
       ▼
┌─────────────┐
│  PROCESSING │ Being reviewed and verified
└──────┬──────┘
       ▼
┌─────────────┐
│ UNDERWRITING│ Credit decision in progress
└──────┬──────┘
       ▼
┌─────────────┐
│  DECISION   │ Approved, Declined, or Counter-offered
└──────┬──────┘
       ▼
┌─────────────┐
│   CLOSING   │ Documents signed, final verification
└──────┬──────┘
       ▼
┌─────────────┐
│   FUNDED    │ Loan funded or account opened
└─────────────┘

Application Types​

SavvyMoney handles different application types:

Loan Applications​

TypeDescription
Consumer LoansPersonal, auto, recreational
MortgageHome purchase, refinance
Home EquityHELOC, second mortgage
Credit CardsRevolving credit
CommercialBusiness loans

Deposit Applications​

TypeDescription
CheckingPersonal and business checking
SavingsRegular and high-yield savings
Money MarketMoney market accounts
CDCertificates of deposit
IRAIndividual retirement accounts

Working with Applications​

Opening an Application​

  1. Click the application in the queue
  2. Application opens in detail view
  3. Navigate using tabs
  4. Make changes as needed
  5. Click Save to preserve changes

Editing Information​

Most fields can be edited directly:

  1. Click the field to edit
  2. Enter new value
  3. Tab or click away to confirm
  4. Save the application
Edit Restrictions

Some fields may be locked based on:

  • Application status
  • User permissions
  • System rules

Required Fields​

Required fields are marked with:

  • Red asterisk (*) - Required for submission
  • Yellow highlight - Recommended but optional
  • Red border - Validation error

Validation​

The system validates data as you work:

ValidationExample
FormatSSN must be 9 digits
RangeIncome must be positive
RequiredName is required
Cross-fieldEnd date after start date
Business ruleLoan amount within product limits

Joint Applications​

Applications can include multiple applicants:

Adding Joint Applicants​

  1. Go to Applicant tab
  2. Click Add Joint Applicant
  3. Enter joint applicant information
  4. Both applicants appear in the application

Joint Application Features​

  • Separate credit pulls for each applicant
  • Combined income calculation
  • Both must sign documents
  • Either can be primary

Application History​

Track all changes to an application:

Activity Log​

View complete history:

  1. Click History or Activity button
  2. See all changes with:
    • Timestamp
    • User who made change
    • Field changed
    • Old and new values

Audit Trail​

For compliance, the system records:

  • All data changes
  • Document uploads/downloads
  • Status changes
  • User access

Keyboard Navigation​

Navigate applications efficiently:

ShortcutAction
TabMove to next field
Shift+TabMove to previous field
Ctrl+SSave application
EscCancel current edit
1-9Switch to tab by number

Continue to individual tab guides for detailed information:

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